> ## Documentation Index
> Fetch the complete documentation index at: https://docs.chartcastr.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Xero accounting charts

> Browse all Xero accounting charts in Chartcastr including profit and loss trends, cash balance, accounts receivable aging, and payable breakdowns.

Chartcastr supports **11 pre-built Xero metrics** pulled from four Xero report endpoints. Each metric maps to a specific chart type and is delivered with an AI-generated summary tailored to that financial indicator.

## Profitability

All profitability metrics are sourced from your Xero **Profit & Loss** report, covering the last 12 months by default (1st of each month to the current date).

| Metric                         | Chart Type | Description                                                                                           |
| ------------------------------ | ---------- | ----------------------------------------------------------------------------------------------------- |
| **Revenue (Monthly)** ⭐        | Line       | Monthly total revenue trend from your P\&L                                                            |
| **Gross Profit (Monthly)**     | Line       | Monthly gross profit — revenue minus cost of sales                                                    |
| **Net Profit/Loss (Monthly)**  | Bar        | Monthly net profit or loss after all operating expenses                                               |
| **Revenue vs Expenses**        | Combo      | Revenue line overlaid with monthly expense bars                                                       |
| **Cost of Sales % of Revenue** | Line       | Monthly cost of sales as a percentage of revenue — shows how much of each dollar goes to direct costs |

<Note>
  ⭐ **Revenue (Monthly)** is the recommended starting metric for most Xero users. It gives an immediate view of revenue trends and pairs well with a weekly Monday delivery to `#finance`.
</Note>

## Expenses

| Metric                | Chart Type | Description                                                       |
| --------------------- | ---------- | ----------------------------------------------------------------- |
| **Expense Breakdown** | Bar        | Operating expenses broken down by account category from your P\&L |

The expense breakdown chart shows each expense account category as a separate bar, making it easy to see which areas are growing month-over-month.

## Cash & Banking

Cash metrics are sourced from your Xero **Bank Summary** report.

| Metric             | Chart Type  | Description                                                   |
| ------------------ | ----------- | ------------------------------------------------------------- |
| **Cash Position**  | Bar         | Current closing balances across all connected bank accounts   |
| **Cash In vs Out** | Stacked Bar | Cash received versus cash spent, stacked across bank accounts |

<Info>
  Cash position shows the **most recent closing balance** for each bank account. Cash In vs Out shows the **movement** over the reporting period — useful for spotting months where outflows exceeded inflows.
</Info>

## Receivables & Payables

Aged receivables and payables are sourced from the Xero **Aged Receivables** and **Aged Payables** reports.

| Metric               | Chart Type | Description                                                                           |
| -------------------- | ---------- | ------------------------------------------------------------------------------------- |
| **Aged Receivables** | Bar        | Outstanding customer invoices bucketed by age: Current, 30, 60, 90+ days              |
| **Aged Payables**    | Bar        | Outstanding supplier bills bucketed by age: Current, 30, 60, 90+ days                 |
| **Debtor Days**      | Line       | Average number of days customers take to pay — tracks collection efficiency over time |

The aging buckets let you immediately see your collection health at a glance:

* **Current** — invoices not yet due
* **1–30 days** — recently overdue
* **31–60 days** — follow-up required
* **61–90 days** — escalation recommended
* **90+ days** — high collection risk

<Tip>
  A healthy receivables profile has the majority in the **Current** bucket. If 60+ day buckets are growing month-over-month, the AI summary will flag this as a collection risk.
</Tip>

## AI-Powered Summaries

Every Xero chart is delivered with an AI-generated summary specific to the financial metric. The AI is given context about what each indicator means and what to look for — for example:

* **Revenue**: seasonal patterns, week-over-week growth, notable dips and their likely causes
* **Net Profit**: months where the business operated at a loss, expense pressure signals
* **Cost of Sales %**: rising or falling margin trends, efficiency changes in direct costs
* **Aged Receivables**: percentage of overdue vs current, collection risk by bucket
* **Debtor Days**: collection speed trends, comparison to payment terms, cash flow impact
* **Cash Position**: accounts with declining balances, cash runway signals

<Card title="How AI analysis works in pulses" icon="sparkles" href="/analysis/in-pulses">
  Learn how Chartcastr generates summaries, what context it uses, and how to get the most out of AI analysis.
</Card>